It was brought to my attention that I pay attention about as well as my children, apparently. I gave you some wrong information about PASS from American Express. The $3.95 monthly fee I talked about, has actually been waived until next October. I misread the information and thought the fee had only been waived until this past October. I apologize.
Also, the monthly fee, which won't even begin until the end of next year, will be taken from the funding source (in my teens' cases, that's my checking account). The fee is not taken off the balance of the card.
Knowing that, my teens and I are definitely keeping/using the PASS cards!
I'm sorry for the misinformation I wrote in my previous blog post.